Insurance & Financing at Kind Kids Dental

Navigating dental insurance doesn’t have to be stressful. We’re here to help Clackamas families understand their benefits and make care as accessible as possible.

Insurance Information

At Kind Kids Dental, we believe every child in the Clackamas and Happy Valley area deserves access to quality pediatric dental care. That’s why we’ve made it a priority to work with most major PPO dental insurance plans, so your family can focus on your child’s health rather than worrying about coverage. Whether your child needs a routine cleaning, a preventive exam, or more involved treatment, our team will help you understand exactly what your plan covers before we get started.

If you’re unsure whether we accept your plan, we encourage you to call our office — we’re happy to verify your benefits and answer any questions before your child’s first visit. We want the process to feel simple and welcoming from the very first interaction.

We Work With Most Major PPO Plans

Understanding Your Dental Benefits

We verify your benefits before your child's first visit
We explain what your plan covers before treatment begins
We help you prioritize care in a way that fits your family's budget
We can talk through financing options with Cherry and CareCredit
Your child's favorite comfort item is always welcome

Using Your Benefits Throughout the Year

PPO, or Preferred Provider Organization, plans are the most common type of dental insurance for families in the Clackamas and Happy Valley area. When you visit an in-network provider like Kind Kids Dental, your plan typically covers a significant portion of preventive services — like exams, cleanings, and X-rays — and provides reduced rates on other treatments. Understanding how your benefits work can help you plan ahead and avoid unexpected costs. Dental benefits typically reset each calendar year, which means any unused coverage does not carry over. We recommend scheduling your child’s appointments early in the year and again mid-year to make full use of what your plan provides. Our team is always available to walk you through your coverage and help you prioritize your child’s care in a way that works for your family’s budget.

Financing Options for Your Child's Care

We want your child’s dental care to feel manageable for your whole family. For families who prefer to spread out the cost of care, we offer Cherry and CareCredit as financing options. Both are third-party payment programs, which means you apply separately and the lender decides your approval and plan terms.

Financing can help when your child needs care your insurance does not fully cover, or when you do not have dental insurance at all. Our team is happy to walk you through how each option works and help you decide whether either one fits your family’s budget before your child’s visit.

Frequently Asked Questions

We know insurance can feel complicated, especially when you’re navigating it for your child’s care. Here are answers to some of the questions we hear most often from Clackamas and Happy Valley families.

Do you accept my insurance plan?

We are in-network with most major PPO dental insurance plans. The best way to confirm your specific coverage is to call our office — our team is happy to verify your benefits before your child’s first appointment.

Do you accept Medicaid or the Oregon Health Plan (OHP)?

At this time, we do not accept Medicaid, the Oregon Health Plan (OHP), or Medicare. We do work with most private PPO dental insurance plans. If you have questions about coverage options, please don’t hesitate to reach out to our team.

What if my child doesn't currently have dental insurance?

If your child does not have dental insurance, we are happy to talk through your options. We offer Cherry and CareCredit as financing options, which let you apply separately and spread the cost of care over time. Please contact our office and our team will help you find an option that fits your family’s budget.

Have a question about your coverage? Our team is here to help. Contact our office and we’ll get you the answers you need before your child’s first visit.